VICTORIA WITHAM 916-718-1751

What you need to know about your new Medicare Card!

Here’s a few things to know about the process and your new card:

  • Distribution of new cards began in April of 2018 and are being mailed based on geographic location.  California users can expect to see their cards anytime from May of 2018 to April of 2019. 
  • Mailing takes time. Your card may arrive later than your spouse, neighbor or friend’s. 
  • You’ll have a new ID number that’s been randomly generated and unique to you.  One of the purposes of the new card is to avoid use of Social Security numbers and protect users’ identities.   
  • Destroy your old card.  While your old card is still valid until Dec. 21, 2019, it’s recommended that you destroy your old one and start using the new on in its place.  Doctors and other health care providers and facilities know it’s coming, so carry it with you.  Your benefits will remain the same. 
  • Don’t just discard your old card. Take the time to shred it so no one can acquire your personal information.  
  • The new card is made of paper, making it easier for providers to use and copy.  You’ll also be able to print a replacement if you lose yours.
  • Keep your plan card. If you participate in a Medicare Advantage Plan or prescription drug plan, keep that card as it’s your main card for care.  But you should also keep your new Medicare card with you as well.  
  • Beware of scams.  No one from Medicare will be contacting you via phone to get more information.  If you do receive such a call it may be a scam.  You do not need to provide any information to anyone to receive your new card.  There is no fee associated with the card either and anyone asking for payment or banking information may also be a scammer.  
  • If you don’t receive your new card by April of 2019 or if you need any additional assistance, call 1-800-MEDICARE (1-800-633-4227).  TTY Users can call 1-877-486-2048.

Protecting Yourself Against Scams Targeted at Consumers 55+

We  all hear stories on the news about seniors getting scammed out of thousands and none of us think we’d ever fall for such a thing!  However, the scams are getting so much more sophisticated with the advancement of technology, and the number of victims of this type of crime is steadily on the rise. … Continue Reading

Buying Tips for a Low Inventory Market

While the low inventory real estate market has sellers relocating to Easy Street, the struggle is real for buyers.  In Sacramento, Zillow reports there were 22.5% few homes on the market in December of 2017 as there were the year prior.  Buyers need to remain vigilant, open-minded and flexible to win in this market.  Here… Continue Reading

End of Summer Projects

Stretch out these last days of summer by squeezing in a few more home projects, savoring simple pleasures and, when the me comes, cleaning up the beach toys and preparing the house for a busy fall. Pick from these to‐dos to create your perfect August plan. Finish up outdoor projects. Make use of the long… Continue Reading

You’ve spent a lifetime collecting treasures….

You’ve spent a lifetime collecting treasures, and you’re so proud of the antique spoon collection that has been in your family for generations.  But before you bank on the fact that you’ll be passing them down to your kids, talk to them.  Don’t let your heirlooms become their headache. They want to fill their homes… Continue Reading

What is a Home Warranty?

A Home Warranty is a one year service contract that covers the repair and/or replacement of a home’s major mechanical systems and appliances. Buyer’s Coverage, Seller’s Coverage and New Construction Coverage are available for most residential real estate properties. Covered systems and appliances typically include: Electrical, HVAC, Interior Plumbing/Stoppages, Water Heater, Dishwasher, Oven/Range/Cooktop, Garbage Disposal,… Continue Reading

Confused About Your Housing Options?

Let us help you make the best choice for YOU! There may come a point in your life when you current housing situation is not feasible, convenient, or possibly even safe. Maybe you’re simply living in a two-story home and prefer a home without the burden of stairs. Or, maybe you’re an empty nester who… Continue Reading